{"version":"https://jsonfeed.org/version/1","title":"Expat Money Matters","home_page_url":"https://www.expatmm.com","feed_url":"https://www.expatmm.com/json","description":"Expat Money Matters is the essential podcast for British expats, international professionals, and global citizens who want to secure their wealth while enjoying their new life overseas.\r\n\r\nHosted by Chase Buchanan Private Wealth Management, this series cuts through the complexity of cross-border finance to provide clear, \"jargon-free\" advice. In each episode, we sit down with industry leaders—including Group CEO Lee Eldridge and local specialists from Spain, Portugal, Malta, and beyond—to tackle the real-world financial challenges of relocation.\r\n\r\nWhat We Cover:\r\nThe Tax Traps: Why your UK ISA is no longer tax-efficient and how to structure your assets for life in Europe.\r\nResidency \u0026amp; Visas: Navigating the post-Brexit landscape, from Portugal’s Golden Visa to Spain’s digital nomad options.\r\nPension Planning: Understanding QROPS, SIPPs, and how to access your UK pension without unnecessary tax bills.\r\nEstate Planning: Protecting your legacy with cross-border Wills and understanding local inheritance laws.\r\nInvestment Strategy: Building a portfolio that works in your new currency and jurisdiction.\r\nWhether you are retiring to the Mediterranean, moving for work, or simply seeking a more global lifestyle, Expat Money Matters is your guide to making informed financial decisions.\r\n\r\nTrusted advice made simple.\r\n\r\nAbout Chase Buchanan Private Wealth Management:\r\nChase Buchanan is a leading international wealth management firm providing global finance solutions for those with a global lifestyle. With offices across Europe and North America, we specialize in helping expats navigate the complexities of cross-border taxation and wealth protection. Our advisers are highly qualified (UK Level 4/6 standards) and supported by specialist tax barristers to ensure your financial plan is robust, compliant, and tailored to you.\r\n\r\nVisit us online: chasebuchanan.com\r\n\r\nDisclaimer: The content provided in this podcast is for general informational purposes only and should not be considered as personal financial, investment, or tax advice. The views expressed are those of the speakers and do not necessarily reflect the views of Chase Buchanan Private Wealth Management. Financial laws and tax regulations are subject to change and vary by jurisdiction. You should always seek professional advice tailored to your individual circumstances before making any financial decisions.\r\n\r\nChase Buchanan Ltd is authorised and regulated by the Cyprus Securities and Exchange Commission (Licence No: 287/15) and offers services in the EU on a cross-border basis as per the provisions of MiFID II. Chase Buchanan Insurance Services is authorised and regulated by the Cyprus Insurance Companies Control Service (Licence No: 6883).","_fireside":{"pubdate":"2026-04-15T06:15:00.000+01:00","explicit":false,"copyright":"2026 by Chase Buchanan","owner":"Chase Buchanan","image":"https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/e/eb6478c0-eccf-4295-8b0a-f862987774ff/cover.jpg?v=2"},"items":[{"id":"98468590-04bb-4758-ae84-d5b31d170f5b","title":"Weekly Market Update 15/04/2026","url":"https://www.expatmm.com/wmu2026apr15","content_text":"This week on Expat Money Matters, we unpack the financial fallout from the latest Middle East escalation and what it means for your money. With the Strait of Hormuz severely disrupted, energy markets have reacted sharply, Brent crude has surpassed $120 per barrel, and inflationary pressure is rippling across the global economy. We cover what this means for central bank policy in the US and UK, why interest rates may stay higher for longer, and how frozen tax thresholds and changes to capital and inheritance planning are affecting those with UK-linked wealth. We also look at the shifting landscape for expatriates, including tightening European residency routes, rising UK immigration fees, and the growing appeal of alternative hubs like the UAE and Thailand. If you are globally mobile, now is the time to make sure your financial strategy is proactive, structured, and regularly reviewed.","content_html":"\u003cp\u003eThis week on Expat Money Matters, we unpack the financial fallout from the latest Middle East escalation and what it means for your money. With the Strait of Hormuz severely disrupted, energy markets have reacted sharply, Brent crude has surpassed $120 per barrel, and inflationary pressure is rippling across the global economy. We cover what this means for central bank policy in the US and UK, why interest rates may stay higher for longer, and how frozen tax thresholds and changes to capital and inheritance planning are affecting those with UK-linked wealth. We also look at the shifting landscape for expatriates, including tightening European residency routes, rising UK immigration fees, and the growing appeal of alternative hubs like the UAE and Thailand. If you are globally mobile, now is the time to make sure your financial strategy is proactive, structured, and regularly reviewed.\u003c/p\u003e","summary":"Global markets face mounting pressure this week as Middle East tensions disrupt the Strait of Hormuz, pushing Brent crude above $120 per barrel. Central banks are rethinking rate cuts, UK fiscal drag continues to bite, and the cross-border planning landscape is tightening for internationally mobile individuals.","date_published":"2026-04-15T06:15:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/98468590-04bb-4758-ae84-d5b31d170f5b.mp3","mime_type":"audio/mpeg","size_in_bytes":3478154,"duration_in_seconds":289}]},{"id":"2dd089d1-7ea5-401d-96c5-cbc7f9c935b8","title":"Weekly Market Update 08/04/2026","url":"https://www.expatmm.com/wmu2026apr8","content_text":"This Weekly Market Update episode breaks down a volatile week for global markets (30 March – 7 April 2026). We discuss the surge in Brent crude and European natural gas prices, which are reshaping inflation expectations and household costs for expats in Europe. We also analyse the \"risk-off\" sentiment that has seen US and European equities drop by 8-10%, while examining the silver lining for retirees as UK gilt yields top 5%. Finally, we provide essential updates on US tax strategy for high earners and explain why the Bank of England and ECB are now expected to hike rates despite stalling economic growth.","content_html":"\u003cp\u003eThis Weekly Market Update episode breaks down a volatile week for global markets (30 March – 7 April 2026). We discuss the surge in Brent crude and European natural gas prices, which are reshaping inflation expectations and household costs for expats in Europe. We also analyse the \u0026quot;risk-off\u0026quot; sentiment that has seen US and European equities drop by 8-10%, while examining the silver lining for retirees as UK gilt yields top 5%. Finally, we provide essential updates on US tax strategy for high earners and explain why the Bank of England and ECB are now expected to hike rates despite stalling economic growth.\u003c/p\u003e","summary":"A deep dive into the \"geopolitical stagflation scare\" of early April 2026. We explore how the Iran conflict and the disruption of the Strait of Hormuz are driving oil toward $100, sent gilt yields to 2008 highs, and forced a dramatic U-turn in central bank policy for UK and US expats.","date_published":"2026-04-07T02:15:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/2dd089d1-7ea5-401d-96c5-cbc7f9c935b8.mp3","mime_type":"audio/mpeg","size_in_bytes":4429534,"duration_in_seconds":369}]},{"id":"f5523454-d5d4-4d0b-ad03-3865fff2c0ca","title":"Weekly Market Update 01/04/2026","url":"https://www.expatmm.com/wmu2026apr1","content_text":"As the conflict in the Middle East enters its fifth week, markets continue to react, but not always in the way you might expect.\nIn this Weekly Market Update, we take a clear, measured look at the economic implications so far. From the surge in Brent crude prices to the surprising pullback in gold, and the relatively orderly decline in global equities, there are signals worth paying attention to.\nWe also explore the strategic importance of the Strait of Hormuz, the risks to global energy supply chains, and how geopolitical developments, including US and Iranian actions, Houthi involvement, and shifting alliances, could shape what comes next.\nWith Q1 earnings season approaching and analysts still in “wait and see” mode, markets remain highly sensitive to new information.\n\nA concise, no-noise breakdown to help you stay focused on what actually matters.","content_html":"\u003cp\u003eAs the conflict in the Middle East enters its fifth week, markets continue to react, but not always in the way you might expect.\u003cbr\u003e\nIn this Weekly Market Update, we take a clear, measured look at the economic implications so far. From the surge in Brent crude prices to the surprising pullback in gold, and the relatively orderly decline in global equities, there are signals worth paying attention to.\u003cbr\u003e\nWe also explore the strategic importance of the Strait of Hormuz, the risks to global energy supply chains, and how geopolitical developments, including US and Iranian actions, Houthi involvement, and shifting alliances, could shape what comes next.\u003cbr\u003e\nWith Q1 earnings season approaching and analysts still in “wait and see” mode, markets remain highly sensitive to new information.\u003c/p\u003e\n\n\u003cp\u003eA concise, no-noise breakdown to help you stay focused on what actually matters.\u003c/p\u003e","summary":"A fast-moving update on the Middle East conflict and its growing economic impact. We break down what’s happening across oil, gold, and global equity markets, and what it could mean as tensions escalate into week five.","date_published":"2026-04-01T01:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/f5523454-d5d4-4d0b-ad03-3865fff2c0ca.mp3","mime_type":"audio/mpeg","size_in_bytes":4514484,"duration_in_seconds":376}]},{"id":"1167a886-e489-4012-b5f6-a146e0b9499e","title":"Weekly Market Update 25/03/2026","url":"https://www.expatmm.com/wmu2026marc25","content_text":"In this Weekly Market Update, we break down the rapid pivot in the Middle East conflict and what it means for your portfolio. After a weekend of high-stakes ultimatums, a fragile ceasefire appears to be holding, sparking a turnaround in global equities. However, we look past the immediate \"noise\" to examine the lasting economic scars: constrained refining capacity, rising heating and electricity costs, and the potential impact on food prices via the fertilizer market. We also analyze the domestic political backdrop in the US as President Trump navigates lukewarm polling and tension with NATO allies leading into the 2026 mid-term elections.","content_html":"\u003cp\u003eIn this Weekly Market Update, we break down the rapid pivot in the Middle East conflict and what it means for your portfolio. After a weekend of high-stakes ultimatums, a fragile ceasefire appears to be holding, sparking a turnaround in global equities. However, we look past the immediate \u0026quot;noise\u0026quot; to examine the lasting economic scars: constrained refining capacity, rising heating and electricity costs, and the potential impact on food prices via the fertilizer market. We also analyze the domestic political backdrop in the US as President Trump navigates lukewarm polling and tension with NATO allies leading into the 2026 mid-term elections.\u003c/p\u003e","summary":"Tensions in the Middle East saw a sudden reprieve as President Trump paused planned strikes on Iran following \"productive\" talks. While global markets and bonds reacted with an immediate relief rally, deep-seated issues remain—including a 40% surge in US petrol prices, domestic political friction ahead of the November mid-terms, and significant disruptions to natural gas and refined oil supplies that threaten broader inflation.","date_published":"2026-03-25T03:15:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/1167a886-e489-4012-b5f6-a146e0b9499e.mp3","mime_type":"audio/mpeg","size_in_bytes":3399160,"duration_in_seconds":283}]},{"id":"6a710962-8007-45f0-8e5c-aa81607426d9","title":"Weekly Market Update 18/03/2026","url":"https://www.expatmm.com/wmu2026marc18","content_text":"In this episode, we take a deep dive into the complex intersection of the Iran conflict and global finance. While the All-Countries World Index remains down 6% from its February highs, the \"initial shock\" phase of the war has transitioned into a period of cautious, volatile observation.\n\nWe discuss:\n\n\nThe US Advantage: Why being a net energy exporter has insulated US equities and bolstered the Dollar against the Euro and Pound.\nEnergy Infrastructure at Risk: The latest on Kharg Island, the Strait of Hormuz, and why \"flicking the switch\" back on for oil production isn't as easy as it sounds.\nThe Central Bank Dilemma: With the Fed, BoE, and ECB meeting soon, will they focus on supply-chain inflation or long-term stability?\nEconomic Momentum: Analyzing the \"wobbles\" in US and UK data and what they signal for the rest of 2026.\n","content_html":"\u003cp\u003eIn this episode, we take a deep dive into the complex intersection of the Iran conflict and global finance. While the All-Countries World Index remains down 6% from its February highs, the \u0026quot;initial shock\u0026quot; phase of the war has transitioned into a period of cautious, volatile observation.\u003c/p\u003e\n\n\u003cp\u003eWe discuss:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003cp\u003eThe US Advantage: Why being a net energy exporter has insulated US equities and bolstered the Dollar against the Euro and Pound.\u003c/p\u003e\u003c/li\u003e\n\u003cli\u003e\u003cp\u003eEnergy Infrastructure at Risk: The latest on Kharg Island, the Strait of Hormuz, and why \u0026quot;flicking the switch\u0026quot; back on for oil production isn\u0026#39;t as easy as it sounds.\u003c/p\u003e\u003c/li\u003e\n\u003cli\u003e\u003cp\u003eThe Central Bank Dilemma: With the Fed, BoE, and ECB meeting soon, will they focus on supply-chain inflation or long-term stability?\u003c/p\u003e\u003c/li\u003e\n\u003cli\u003e\u003cp\u003eEconomic Momentum: Analyzing the \u0026quot;wobbles\u0026quot; in US and UK data and what they signal for the rest of 2026.\u003c/p\u003e\u003c/li\u003e\n\u003c/ul\u003e","summary":"As the conflict with Iran enters its third week, financial markets are showing surprising resilience despite escalating headlines. This episode breaks down why US markets are outperforming global peers, the \"tail risks\" threatening energy infrastructure on Kharg Island, and why central banks are now caught between a rock and a hard place regarding interest rate cuts.","date_published":"2026-03-18T03:30:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/6a710962-8007-45f0-8e5c-aa81607426d9.mp3","mime_type":"audio/mpeg","size_in_bytes":3816074,"duration_in_seconds":317}]},{"id":"55b24329-90df-43c5-8bf1-2788701e86cd","title":"Weekly Market Update 11/03/2026","url":"https://www.expatmm.com/wmu2026marc11","content_text":"This week on Expat Money Matters, we dive into the macroeconomic shifts directly impacting internationally mobile individuals and cross-border investors. With recent escalations in the Middle East driving up oil and gas prices, the anticipated path to lower interest rates has grown highly uncertain.\n\nWe discuss why markets now expect both the Federal Reserve and the Bank of England to hold rates steady, and how this \"higher for longer\" outlook is already pushing up UK fixed-rate mortgages.\n\nKey topics covered in this episode:\n\n\nGlobal Inflation \u0026amp; Rates: How energy-driven inflation risks are forcing central banks to rethink their easing policies.\nUK Mortgage Market: The practical consequences for households and property investors facing refinancing pressures this year.\nUK Spring Statement: An analysis of fiscal drag from frozen tax thresholds, plus what changes to capital taxation, pensions, and inheritance mean for expats with UK-linked wealth.\nUS Expat Tax Updates: Navigating new tax allowances for Americans abroad amidst a landscape of increasing compliance and regulatory scrutiny.\n\n\nWhat began as a geopolitical shock is now fundamentally altering borrowing costs and financial planning assumptions. Tune in to understand why proactive, long-term wealth strategy is more critical than ever.","content_html":"\u003cp\u003eThis week on Expat Money Matters, we dive into the macroeconomic shifts directly impacting internationally mobile individuals and cross-border investors. With recent escalations in the Middle East driving up oil and gas prices, the anticipated path to lower interest rates has grown highly uncertain.\u003c/p\u003e\n\n\u003cp\u003eWe discuss why markets now expect both the Federal Reserve and the Bank of England to hold rates steady, and how this \u0026quot;higher for longer\u0026quot; outlook is already pushing up UK fixed-rate mortgages.\u003c/p\u003e\n\n\u003cp\u003eKey topics covered in this episode:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003cp\u003eGlobal Inflation \u0026amp; Rates: How energy-driven inflation risks are forcing central banks to rethink their easing policies.\u003c/p\u003e\u003c/li\u003e\n\u003cli\u003e\u003cp\u003eUK Mortgage Market: The practical consequences for households and property investors facing refinancing pressures this year.\u003c/p\u003e\u003c/li\u003e\n\u003cli\u003e\u003cp\u003eUK Spring Statement: An analysis of fiscal drag from frozen tax thresholds, plus what changes to capital taxation, pensions, and inheritance mean for expats with UK-linked wealth.\u003c/p\u003e\u003c/li\u003e\n\u003cli\u003e\u003cp\u003eUS Expat Tax Updates: Navigating new tax allowances for Americans abroad amidst a landscape of increasing compliance and regulatory scrutiny.\u003c/p\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eWhat began as a geopolitical shock is now fundamentally altering borrowing costs and financial planning assumptions. Tune in to understand why proactive, long-term wealth strategy is more critical than ever.\u003c/p\u003e","summary":"In this week's episode, we explore how geopolitical tensions and rising energy prices are shifting global inflation expectations. Discover what the latest cautious stances from the Federal Reserve and Bank of England mean for borrowing costs, alongside essential wealth management updates from the UK Spring Statement and new tax provisions for US expats.","date_published":"2026-03-11T06:45:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/55b24329-90df-43c5-8bf1-2788701e86cd.mp3","mime_type":"audio/mpeg","size_in_bytes":3192270,"duration_in_seconds":265}]},{"id":"ccef8a98-5fcf-4499-8d29-cc99633d2f28","title":"Weekly Market Update 04/03/2026","url":"https://www.expatmm.com/wmu2026marc3","content_text":"This week's \"Weekly Market Update\" opens with a sobering acknowledgment of the current crisis in the Gulf states, keeping our clients, friends, and family in the region in our thoughts. Turning to the financial impact, we break down the market's initial 1-2% dip and the reassuring intra-day recovery that saw the S\u0026amp;P 500 erase nearly all its losses by Monday's close.\n\nWe explore the classic \"flight to safety\" response from investors, which has driven significant moves in commodities—including a 9% surge in oil to around $80 a barrel and a sharp climb in gold prices. We are also closely monitoring the spike in natural gas following production pauses in Qatar, as well as the shipping slowdowns through the Strait of Hormuz  and its potential knock-on effects for inflation in Europe and the UK.\n\nMost importantly, this episode serves as a reminder of the core tenets of our investment philosophy at Chase Buchanan. We explain how your portfolios are stress-tested and structurally designed with prudent diversification to absorb short-term headline volatility. Tune in to understand why patience over panic remains the most rewarding strategy, and how market dislocations can occasionally present opportunities to strengthen high-quality asset positions.","content_html":"\u003cp\u003eThis week\u0026#39;s \u0026quot;Weekly Market Update\u0026quot; opens with a sobering acknowledgment of the current crisis in the Gulf states, keeping our clients, friends, and family in the region in our thoughts. Turning to the financial impact, we break down the market\u0026#39;s initial 1-2% dip and the reassuring intra-day recovery that saw the S\u0026amp;P 500 erase nearly all its losses by Monday\u0026#39;s close.\u003c/p\u003e\n\n\u003cp\u003eWe explore the classic \u0026quot;flight to safety\u0026quot; response from investors, which has driven significant moves in commodities—including a 9% surge in oil to around $80 a barrel and a sharp climb in gold prices. We are also closely monitoring the spike in natural gas following production pauses in Qatar, as well as the shipping slowdowns through the Strait of Hormuz  and its potential knock-on effects for inflation in Europe and the UK.\u003c/p\u003e\n\n\u003cp\u003eMost importantly, this episode serves as a reminder of the core tenets of our investment philosophy at Chase Buchanan. We explain how your portfolios are stress-tested and structurally designed with prudent diversification to absorb short-term headline volatility. Tune in to understand why patience over panic remains the most rewarding strategy, and how market dislocations can occasionally present opportunities to strengthen high-quality asset positions.\u003c/p\u003e","summary":"In this week's update, we address the escalating crisis in the Middle East and its immediate impact on global financial markets. We discuss the significant surges in oil, gold, and natural gas, the resilience of global equities, and why maintaining a disciplined, long-term investment strategy is crucial during periods of geopolitical uncertainty.","date_published":"2026-03-04T04:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/ccef8a98-5fcf-4499-8d29-cc99633d2f28.mp3","mime_type":"audio/mpeg","size_in_bytes":4695983,"duration_in_seconds":391}]},{"id":"b6838242-b43b-4911-9204-c2fccc039785","title":"Weekly Market Update 25/02/2026","url":"https://www.expatmm.com/wmu2026feb25","content_text":"In this week's \"Weekly Market Update,\" we break down a busy week of market-moving news, starting with the United States Supreme Court's 6-3 decision striking down President Trump's emergency tariff program. Despite the ruling, trade uncertainty remains as the administration quickly pivoted to a new 10% global import surcharge.\n\nWe also explore the recent AI-driven software selloff, which appears to be stabilizing following reassurances from Anthropic and Nvidia CEO Jensen Huang. All eyes are now on Nvidia's quarterly earnings report tonight, where strong revenue expectations and forward guidance on chip demand could set the tone for the entire technology sector.\n\nFor our UK and expat listeners, we discuss Reform UK's controversial proposal to redirect £500 billion from the Local Government Pension Scheme into domestic investments. Finally, we cover essential financial planning updates, including the \"One Big Beautiful Bill Act\" tax on cash transfers and how higher earners can avoid the \"AMT Trap\" , wrapping up with a look at upcoming interest rate expectations from the Bank of England and the Federal Reserve.","content_html":"\u003cp\u003eIn this week\u0026#39;s \u0026quot;Weekly Market Update,\u0026quot; we break down a busy week of market-moving news, starting with the United States Supreme Court\u0026#39;s 6-3 decision striking down President Trump\u0026#39;s emergency tariff program. Despite the ruling, trade uncertainty remains as the administration quickly pivoted to a new 10% global import surcharge.\u003c/p\u003e\n\n\u003cp\u003eWe also explore the recent AI-driven software selloff, which appears to be stabilizing following reassurances from Anthropic and Nvidia CEO Jensen Huang. All eyes are now on Nvidia\u0026#39;s quarterly earnings report tonight, where strong revenue expectations and forward guidance on chip demand could set the tone for the entire technology sector.\u003c/p\u003e\n\n\u003cp\u003eFor our UK and expat listeners, we discuss Reform UK\u0026#39;s controversial proposal to redirect £500 billion from the Local Government Pension Scheme into domestic investments. Finally, we cover essential financial planning updates, including the \u0026quot;One Big Beautiful Bill Act\u0026quot; tax on cash transfers and how higher earners can avoid the \u0026quot;AMT Trap\u0026quot; , wrapping up with a look at upcoming interest rate expectations from the Bank of England and the Federal Reserve.\u003c/p\u003e","summary":"This week’s update covers the US Supreme Court's ruling against the emergency tariff program and the swift introduction of a new global import surcharge. We also look at the stabilising AI software sector, preview Nvidia's highly anticipated earnings, and highlight critical tax and regulatory changes affecting cross-border finances.","date_published":"2026-02-25T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/b6838242-b43b-4911-9204-c2fccc039785.mp3","mime_type":"audio/mpeg","size_in_bytes":4712597,"duration_in_seconds":392}]},{"id":"62158ea2-14c1-4e19-b324-657d65b90131","title":"Weekly Market Update 18/02/2026","url":"https://www.expatmm.com/wmu2026feb18","content_text":"In this week's Weekly Market Update, we analyse a turbulent week of headlines that saw significant volatility in individual stocks despite relatively modest movement at the index level.\n\nWe dive deep into the primary catalyst of the week: the launch of a new AI tool claiming to automate a substantial amount of the work traditionally performed by wealth managers and financial planners. This development sent shockwaves through the market, causing several UK investment platforms to trade significantly lower, with one name falling by double digits.\n\nIn this episode, we also discuss:\n\n\nThe Expansion of the AI \"Witch Hunt\": How the initial sell-off in SaaS companies has spread to sectors like real estate, logistics, and consumer staples.\nSecond-Order Effects: The growing investor concern that AI-related job cuts in the professional sector will flow through to industries like business travel and catering.\nMarket Sentiment vs. Fundamentals: Why the market is adopting a \"shoot first, ask questions later\" approach regarding the terminal value of businesses perceived to be under threat.\nMacro Stability: A look at the positive backdrop of global economic growth and the lower-than-expected US inflation print.\nUK Economic Outlook: What to expect from upcoming employment data and the likelihood of Bank of England rate cuts starting as early as April.\n","content_html":"\u003cp\u003eIn this week\u0026#39;s Weekly Market Update, we analyse a turbulent week of headlines that saw significant volatility in individual stocks despite relatively modest movement at the index level.\u003c/p\u003e\n\n\u003cp\u003eWe dive deep into the primary catalyst of the week: the launch of a new AI tool claiming to automate a substantial amount of the work traditionally performed by wealth managers and financial planners. This development sent shockwaves through the market, causing several UK investment platforms to trade significantly lower, with one name falling by double digits.\u003c/p\u003e\n\n\u003cp\u003eIn this episode, we also discuss:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe Expansion of the AI \u0026quot;Witch Hunt\u0026quot;: How the initial sell-off in SaaS companies has spread to sectors like real estate, logistics, and consumer staples.\u003c/li\u003e\n\u003cli\u003eSecond-Order Effects: The growing investor concern that AI-related job cuts in the professional sector will flow through to industries like business travel and catering.\u003c/li\u003e\n\u003cli\u003eMarket Sentiment vs. Fundamentals: Why the market is adopting a \u0026quot;shoot first, ask questions later\u0026quot; approach regarding the terminal value of businesses perceived to be under threat.\u003c/li\u003e\n\u003cli\u003eMacro Stability: A look at the positive backdrop of global economic growth and the lower-than-expected US inflation print.\u003c/li\u003e\n\u003cli\u003eUK Economic Outlook: What to expect from upcoming employment data and the likelihood of Bank of England rate cuts starting as early as April.\u003c/li\u003e\n\u003c/ul\u003e","summary":"In this week's update, we analyse a significant shift in market sentiment as AI disruption moves beyond software and begins to threaten the traditional wealth management sector. We discuss the \"shoot first, ask questions later\" nature of current markets and why investors are re-evaluating the terminal value of companies facing \"second-order\" AI threats. Plus, we cover the latest US inflation data and what to expect from upcoming UK labour market reports.","date_published":"2026-02-18T04:30:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/62158ea2-14c1-4e19-b324-657d65b90131.mp3","mime_type":"audio/mpeg","size_in_bytes":4979986,"duration_in_seconds":414}]},{"id":"3c8fffa5-61dc-4c0d-99dc-830d7ab568ab","title":"Weekly Market Update 11/02/2026","url":"https://www.expatmm.com/wmu2026feb11","content_text":"This episode of the \"Weekly Market Update\" explores the sharp volatility currently rocking the software and data sectors. We unpack how a new legal analysis plug-in for Anthropic’s Claude chatbot has shifted investor sentiment from AI optimism to survival-mode pessimism, challenging the valuations of even highly profitable companies.\n\nBeyond the tech sector, we look at the resounding victory for Prime Minister Sanae Takaichi in Japan’s snap general election. With the LDP gaining a supermajority, we discuss the implications for fiscal stimulus, defense, and technology sectors, as well as the potential impact on the yield curve. We also cover the latest US earnings figures, a surprisingly positive ISM Manufacturing PMI, and the post-Super Bowl market rally across global equities and commodities.","content_html":"\u003cp\u003eThis episode of the \u0026quot;Weekly Market Update\u0026quot; explores the sharp volatility currently rocking the software and data sectors. We unpack how a new legal analysis plug-in for Anthropic’s Claude chatbot has shifted investor sentiment from AI optimism to survival-mode pessimism, challenging the valuations of even highly profitable companies.\u003c/p\u003e\n\n\u003cp\u003eBeyond the tech sector, we look at the resounding victory for Prime Minister Sanae Takaichi in Japan’s snap general election. With the LDP gaining a supermajority, we discuss the implications for fiscal stimulus, defense, and technology sectors, as well as the potential impact on the yield curve. We also cover the latest US earnings figures, a surprisingly positive ISM Manufacturing PMI, and the post-Super Bowl market rally across global equities and commodities.\u003c/p\u003e","summary":"In this week's update, we tackle the \"tidal wave\" of pessimism hitting the global software sector following Anthropic’s latest AI release. We also analyse the market-moving news from Japan, where Prime Minister Sanae Takaichi has secured a resounding supermajority, paving the way for aggressive fiscal stimulus and a surge in the Nikkei.","date_published":"2026-02-11T04:30:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/3c8fffa5-61dc-4c0d-99dc-830d7ab568ab.mp3","mime_type":"audio/mpeg","size_in_bytes":4644888,"duration_in_seconds":386}]},{"id":"3daa331c-361e-4c0d-afd5-295f7b0d6992","title":"Weekly Market Update 04/02/2026","url":"https://www.expatmm.com/wmu2026feb04","content_text":"In this week's Weekly Market Update, we break down a turbulent week of headlines that has led to significant volatility in single assets despite limited movement at the index level. We dive deep into the recent crash in gold and silver prices, driven by the flight of a Chinese metals trader and the unraveling of a \"circular trading\" ring—a scandal estimated to cost billions of yuan that echoes Jamie Dimon’s famous \"cockroach\" theory.\n\nWe also explore the pivotal nomination of Kevin Warsh as the next Chairman of the Federal Reserve. We discuss what his hawkish stance and desire to shrink the Fed's balance sheet mean for the US dollar, yield curves, and future interest rate cuts. Finally, we touch on the latest Q4 corporate earnings, the \"no hire, no fire\" state of the US labor market, and the sudden drop in oil prices amidst reports of upcoming negotiations between the US and Iran.","content_html":"\u003cp\u003eIn this week\u0026#39;s Weekly Market Update, we break down a turbulent week of headlines that has led to significant volatility in single assets despite limited movement at the index level. We dive deep into the recent crash in gold and silver prices, driven by the flight of a Chinese metals trader and the unraveling of a \u0026quot;circular trading\u0026quot; ring—a scandal estimated to cost billions of yuan that echoes Jamie Dimon’s famous \u0026quot;cockroach\u0026quot; theory.\u003c/p\u003e\n\n\u003cp\u003eWe also explore the pivotal nomination of Kevin Warsh as the next Chairman of the Federal Reserve. We discuss what his hawkish stance and desire to shrink the Fed\u0026#39;s balance sheet mean for the US dollar, yield curves, and future interest rate cuts. Finally, we touch on the latest Q4 corporate earnings, the \u0026quot;no hire, no fire\u0026quot; state of the US labor market, and the sudden drop in oil prices amidst reports of upcoming negotiations between the US and Iran.\u003c/p\u003e","summary":"This week’s update covers the spectacular unwinding of leveraged positions in precious metals triggered by a scandal involving a Chinese trader and \"circular trading.\" We also analyse the market's reaction to Kevin Warsh’s nomination as Federal Reserve Chairman, the strengthening US dollar, and the potential diplomatic talks lowering oil prices.","date_published":"2026-02-04T05:15:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/3daa331c-361e-4c0d-afd5-295f7b0d6992.mp3","mime_type":"audio/mpeg","size_in_bytes":7447304,"duration_in_seconds":620}]},{"id":"775ef491-2a07-49db-bd8f-54b09833e5a5","title":"Ready for Modelo 720?","url":"https://www.expatmm.com/ready-for-modelo720","content_text":"In this episode of \"Expat Money Matters,\" host Georgina Eldridge is joined by Steve Langford from Chase Buchanan to tackle the financial realities of moving to and living in Spain. They dive deep into the specific tax obligations that catch many expats off guard, starting with the nuances of regional Wealth Tax and the Solidarity Tax. Steve demystifies the infamous Modelo 720—a mandatory declaration for assets held outside of Spain—explaining the three key categories: property, cash, and shares.\n\nBeyond the tax forms, the discussion shifts to practical lifestyle planning. Steve offers crucial advice on choosing where to live, the benefits of renting before buying, and the importance of timing your residency to optimize tax efficiency. Whether you are planning your move or are already settling in, this episode provides the expert guidance needed to secure your financial future in the Spanish sun.","content_html":"\u003cp\u003eIn this episode of \u0026quot;Expat Money Matters,\u0026quot; host Georgina Eldridge is joined by Steve Langford from Chase Buchanan to tackle the financial realities of moving to and living in Spain. They dive deep into the specific tax obligations that catch many expats off guard, starting with the nuances of regional Wealth Tax and the Solidarity Tax. Steve demystifies the infamous Modelo 720—a mandatory declaration for assets held outside of Spain—explaining the three key categories: property, cash, and shares.\u003c/p\u003e\n\n\u003cp\u003eBeyond the tax forms, the discussion shifts to practical lifestyle planning. Steve offers crucial advice on choosing where to live, the benefits of renting before buying, and the importance of timing your residency to optimize tax efficiency. Whether you are planning your move or are already settling in, this episode provides the expert guidance needed to secure your financial future in the Spanish sun.\u003c/p\u003e","summary":"Host Georgina Eldridge and Chase Buchanan's Steve Langford navigate the complex Spanish tax landscape, breaking down Wealth Tax, the critical Modelo 720 declaration, and essential tips for purchasing property and timing your move to Spain.","date_published":"2026-02-02T14:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/775ef491-2a07-49db-bd8f-54b09833e5a5.mp3","mime_type":"audio/mpeg","size_in_bytes":6289348,"duration_in_seconds":524}]},{"id":"e79cf6d2-f86f-4d98-900d-ade1b7c76f4d","title":"Moving to Cyprus?","url":"https://www.expatmm.com/moving-to-cyprus","content_text":"In this episode of Expert Money Matters, host Georgina Eldridge sits down with Chris Zachariou, a Private Wealth Manager for Chase Buchanan in Cyprus. Together, they explore the financial reality of life on the 'Island of Love' and how to navigate its unique tax landscape.\n\nTune in to discover:\n\n\nThe 5% Pension Perk: How foreign pension income can be taxed at a flat rate of just 5%.\nThe 60-Day Rule: How to become a tax resident in just two months by meeting specific criteria.\nProperty Pitfalls: Understanding VAT on new builds and the difference between the 19% and 5% rates.\nForced Heirship: Why Cyprus law might dictate who inherits your assets and how to prevent it.\nThe Brexit Gap: Why your trusted UK financial advisor can no longer legally help you once you move.\n\n\nWhether you are planning to retire to Paphos or are already enjoying the Mediterranean lifestyle, this episode is your essential guide to ensuring your finances are compliant and efficient.","content_html":"\u003cp\u003eIn this episode of Expert Money Matters, host Georgina Eldridge sits down with Chris Zachariou, a Private Wealth Manager for Chase Buchanan in Cyprus. Together, they explore the financial reality of life on the \u0026#39;Island of Love\u0026#39; and how to navigate its unique tax landscape.\u003c/p\u003e\n\n\u003cp\u003eTune in to discover:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe 5% Pension Perk: How foreign pension income can be taxed at a flat rate of just 5%.\u003c/li\u003e\n\u003cli\u003eThe 60-Day Rule: How to become a tax resident in just two months by meeting specific criteria.\u003c/li\u003e\n\u003cli\u003eProperty Pitfalls: Understanding VAT on new builds and the difference between the 19% and 5% rates.\u003c/li\u003e\n\u003cli\u003eForced Heirship: Why Cyprus law might dictate who inherits your assets and how to prevent it.\u003c/li\u003e\n\u003cli\u003eThe Brexit Gap: Why your trusted UK financial advisor can no longer legally help you once you move.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eWhether you are planning to retire to Paphos or are already enjoying the Mediterranean lifestyle, this episode is your essential guide to ensuring your finances are compliant and efficient.\u003c/p\u003e","summary":"In this episode, Private Wealth Manager Chris Zachariou explains the unique financial opportunities of relocating to Cyprus, from the attractive 5% pension tax rate to the \"60-day\" residency rule. Tune in to learn why your UK advisor can no longer assist post-Brexit and how to navigate local laws like forced heirship to protect your legacy.","date_published":"2026-01-26T15:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/e79cf6d2-f86f-4d98-900d-ade1b7c76f4d.mp3","mime_type":"audio/mpeg","size_in_bytes":8656982,"duration_in_seconds":721}]},{"id":"7b6a9725-abd8-482d-95ab-24f9295d6d0a","title":"Moving to Spain?","url":"https://www.expatmm.com/moving-to-spain","content_text":"In this episode of Expert Money Matters, host Georgina Eldridge sits down with Nicole Sandler, a Private Wealth Manager and cross-border specialist at Chase Buchanan in Javea, Spain. Together, they break down exactly why your UK financial planning won't work once you become a Spanish resident.\n\nTune in to discover:\n\n\nThe Brexit Effect: Why your trusted UK financial advisor can no longer legally help you once you move.\nThe 17 Tax Regions: Spain isn't one uniform system; discover how the 17 autonomous regions differ on Wealth and Inheritance taxes\nThe \"Gap\" Strategy: How to bridge the gap between your current assets and your future lifestyle goals.\nCurrency \u0026amp; Compliance: Why keeping your money in Sterling or UK ISAs could lead to unexpected tax bills and currency risks.\n\n\nWhether you are just starting your journey or are already 12 months out from your move, this episode is your essential guide to structuring your wealth for a worry-free life in Spain.","content_html":"\u003cp\u003eIn this episode of Expert Money Matters, host Georgina Eldridge sits down with Nicole Sandler, a Private Wealth Manager and cross-border specialist at Chase Buchanan in Javea, Spain. Together, they break down exactly why your UK financial planning won\u0026#39;t work once you become a Spanish resident.\u003c/p\u003e\n\n\u003cp\u003eTune in to discover:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe Brexit Effect: Why your trusted UK financial advisor can no longer legally help you once you move.\u003c/li\u003e\n\u003cli\u003eThe 17 Tax Regions: Spain isn\u0026#39;t one uniform system; discover how the 17 autonomous regions differ on Wealth and Inheritance taxes\u003c/li\u003e\n\u003cli\u003eThe \u0026quot;Gap\u0026quot; Strategy: How to bridge the gap between your current assets and your future lifestyle goals.\u003c/li\u003e\n\u003cli\u003eCurrency \u0026amp; Compliance: Why keeping your money in Sterling or UK ISAs could lead to unexpected tax bills and currency risks.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eWhether you are just starting your journey or are already 12 months out from your move, this episode is your essential guide to structuring your wealth for a worry-free life in Spain.\u003c/p\u003e","summary":"In this episode, private wealth manager Nicole Sandler explains the critical financial pitfalls of relocating, from navigating Spain’s 17 distinct tax regions to understanding why your UK advisor can no longer help post-Brexit. Tune in to learn how to bridge the gap between your current assets and your dream lifestyle abroad.","date_published":"2026-01-19T14:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/7b6a9725-abd8-482d-95ab-24f9295d6d0a.mp3","mime_type":"audio/mpeg","size_in_bytes":9213077,"duration_in_seconds":767}]},{"id":"64c26a97-ab52-4c9d-994a-e4fc03da530f","title":"Moving to Portugal?","url":"https://www.expatmm.com/moving-to-portugal","content_text":"In this episode of Expert Money Matters, host Georgina Eldridge is joined by Lee Eldridge, the Group CEO of Chase Buchanan. Together, they strip back the glossy brochure view of Portugal to reveal the financial nuts and bolts of becoming a resident.\n\nTune in to discover:\n\n\nThe ISA Trap: Why your tax-free UK savings account will likely hit you with a 28% tax bill in Portugal.\nThe 85/15 Rule: How the \"Non-Habitual Residence\" (NHR) and other tax schemes can legally reduce your tax liability to just 15%—or even 0% in some cases.\nThe \"Forced Heirship\" Surprise: Why Portugal’s laws might force you to leave your estate to family members you didn’t intend to, and how to prevent it.\nThe D7 Visa Reality: A step-by-step look at the passive income visa, including the critical \"Apostille\" stamp that catches many applicants out.\nCurrency Safety: How to manage your Sterling pension while living a Euro lifestyle without gambling on exchange rates.\n\n\nWhether you are hunting for a farmhouse in the Algarve or a city apartment in Lisbon, this episode provides the financial blueprint you need to make your move a success.","content_html":"\u003cp\u003eIn this episode of Expert Money Matters, host Georgina Eldridge is joined by Lee Eldridge, the Group CEO of Chase Buchanan. Together, they strip back the glossy brochure view of Portugal to reveal the financial nuts and bolts of becoming a resident.\u003c/p\u003e\n\n\u003cp\u003eTune in to discover:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe ISA Trap: Why your tax-free UK savings account will likely hit you with a 28% tax bill in Portugal.\u003c/li\u003e\n\u003cli\u003eThe 85/15 Rule: How the \u0026quot;Non-Habitual Residence\u0026quot; (NHR) and other tax schemes can legally reduce your tax liability to just 15%—or even 0% in some cases.\u003c/li\u003e\n\u003cli\u003eThe \u0026quot;Forced Heirship\u0026quot; Surprise: Why Portugal’s laws might force you to leave your estate to family members you didn’t intend to, and how to prevent it.\u003c/li\u003e\n\u003cli\u003eThe D7 Visa Reality: A step-by-step look at the passive income visa, including the critical \u0026quot;Apostille\u0026quot; stamp that catches many applicants out.\u003c/li\u003e\n\u003cli\u003eCurrency Safety: How to manage your Sterling pension while living a Euro lifestyle without gambling on exchange rates.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eWhether you are hunting for a farmhouse in the Algarve or a city apartment in Lisbon, this episode provides the financial blueprint you need to make your move a success.\u003c/p\u003e","summary":"In this episode, Group CEO Lee Eldridge explains the critical financial pitfalls of relocating, from why your UK ISA is no longer tax-free to navigating the complexities of the D7 visa and the 85/15 tax rule. Tune in to learn how to structure your wealth for a compliant and prosperous life abroad.","date_published":"2026-01-12T15:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/64c26a97-ab52-4c9d-994a-e4fc03da530f.mp3","mime_type":"audio/mpeg","size_in_bytes":16996835,"duration_in_seconds":1416}]},{"id":"23be1e46-369d-4da1-a05e-0a1ba03e43ee","title":"Moving to Malta?","url":"https://www.expatmm.com/moving-to-malta","content_text":"In this episode of Expert Money Matters, host Georgina Eldridge sits down with Kevin Cassar, a wealth manager from the Chase Buchanan team in Malta. Together, they unpack why Malta's unique \"remittance basis\" of taxation is a game-changer for expats—but only if you understand how to use it.\n\nTune in to discover:\n\n\nThe \"Remittance Basis\" Advantage: Why you only pay tax on income you actually bring into Malta, and how your capital gains outside the island can remain tax-free.\nThe Stamp Duty Trap: While there is no annual property tax, buying a home comes with a hefty 5% stamp duty—find out what else you need to budget for.\nResidency Options: A clear breakdown of the two main routes for Brits: the Global Residency Programme vs. the Malta Retirement Programme.\nThe Timing Criticality: Why selling your UK home before you leave could save you thousands in taxes compared to selling it after you arrive.\nThe \"Non-EU\" Reality: How Brexit has changed the rules for Brits and why you now need to prove you are not just a tourist.\n\n\nWhether you are looking to rent a sea-view apartment in Sliema or buy a townhouse in Valletta, this episode gives you the essential roadmap for a financially efficient move to the Mediterranean.","content_html":"\u003cp\u003eIn this episode of Expert Money Matters, host Georgina Eldridge sits down with Kevin Cassar, a wealth manager from the Chase Buchanan team in Malta. Together, they unpack why Malta\u0026#39;s unique \u0026quot;remittance basis\u0026quot; of taxation is a game-changer for expats—but only if you understand how to use it.\u003c/p\u003e\n\n\u003cp\u003eTune in to discover:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe \u0026quot;Remittance Basis\u0026quot; Advantage: Why you only pay tax on income you actually bring into Malta, and how your capital gains outside the island can remain tax-free.\u003c/li\u003e\n\u003cli\u003eThe Stamp Duty Trap: While there is no annual property tax, buying a home comes with a hefty 5% stamp duty—find out what else you need to budget for.\u003c/li\u003e\n\u003cli\u003eResidency Options: A clear breakdown of the two main routes for Brits: the Global Residency Programme vs. the Malta Retirement Programme.\u003c/li\u003e\n\u003cli\u003eThe Timing Criticality: Why selling your UK home before you leave could save you thousands in taxes compared to selling it after you arrive.\u003c/li\u003e\n\u003cli\u003eThe \u0026quot;Non-EU\u0026quot; Reality: How Brexit has changed the rules for Brits and why you now need to prove you are not just a tourist.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eWhether you are looking to rent a sea-view apartment in Sliema or buy a townhouse in Valletta, this episode gives you the essential roadmap for a financially efficient move to the Mediterranean.\u003c/p\u003e","summary":"In this episode, wealth manager Kevin Cassar explains Malta's unique \"remittance basis\" system, where foreign capital gains can be tax-free. Tune in to learn about the different residency programs for Brits, the 5% stamp duty on property, and why timing your UK property sale is critical.","date_published":"2026-01-05T15:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/eb6478c0-eccf-4295-8b0a-f862987774ff/23be1e46-369d-4da1-a05e-0a1ba03e43ee.mp3","mime_type":"audio/mpeg","size_in_bytes":5176532,"duration_in_seconds":431}]}]}