Moving to Portugal?

January 12th, 2026

23 mins 36 secs

Season 1

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fiscal residency visa requirements living in the algarve expat pensions uk to portugal financial planning wealth management portuguese tax retiring abroad lee eldridge chase buchanan expat finance nhr tax regime d7 visa moving to portugal

About this Episode

In this episode of Expert Money Matters, host Georgina Eldridge is joined by Lee Eldridge, the Group CEO of Chase Buchanan. Together, they strip back the glossy brochure view of Portugal to reveal the financial nuts and bolts of becoming a resident.

Tune in to discover:

  • The ISA Trap: Why your tax-free UK savings account will likely hit you with a 28% tax bill in Portugal.
  • The 85/15 Rule: How the "Non-Habitual Residence" (NHR) and other tax schemes can legally reduce your tax liability to just 15%—or even 0% in some cases.
  • The "Forced Heirship" Surprise: Why Portugal’s laws might force you to leave your estate to family members you didn’t intend to, and how to prevent it.
  • The D7 Visa Reality: A step-by-step look at the passive income visa, including the critical "Apostille" stamp that catches many applicants out.
  • Currency Safety: How to manage your Sterling pension while living a Euro lifestyle without gambling on exchange rates.

Whether you are hunting for a farmhouse in the Algarve or a city apartment in Lisbon, this episode provides the financial blueprint you need to make your move a success.